شروط الشراء والاسترداد والخصوصية

EXITPLAN PERSONAL PLANNING PACKAGE — worksheet-terms-2026-10-25-v5-worldwide Product creator and digital fulfilment provider: LH COLLECTION AS, Norwegian organisation number 929126548, Strøket 8, 1383 Asker, Norway. Contact: ole@gospotlite.com, +47 92111722. You receive two personalised PDF preparation worksheets: inheritance wishes and future representation. Each includes a checklist for discussing your wishes with a qualified local professional. These are planning records only. They do not create a will, appoint an agent, make healthcare decisions, replace official LPA forms, apply US state law or register any document. Do not sign them as legal instruments. Legal advice, legal review, government fees and registration are not included. The one-time total price is GBP 118 for the England & Wales package or USD 158 for the US/Anywhere package, including any applicable tax. No subscription. For new purchases, Stripe Managed Payments is the merchant of record through the seller identified at checkout. Stripe handles payment and indirect taxes within its tax coverage, and issues your payment receipt and any applicable tax invoice. Where Stripe does not assume indirect-tax liability, LH COLLECTION AS remains responsible for applicable tax obligations. Stripe may offer payment in a local currency; its quoted exchange rate includes a conversion fee shown before payment. You can choose the original price currency instead. Your bank may charge its own conversion fee. Checkout is available in the listed countries supported by Stripe Managed Payments, subject to Stripe eligibility restrictions. A confirmed payment is not automatically refunded, and delivery is not withheld, solely because of the billing country or which party handles indirect tax. This does not limit your refund or consumer rights. Check your answers before purchase. We request your express consent to begin preparing and delivering your digital files immediately after confirmed payment. We voluntarily offer a full refund within 14 days of purchase, including after download; this does not limit mandatory consumer rights or remedies for defective or misdescribed content. Contact us with the order reference to request a refund. Stripe also provides transaction support through the contact information on its receipt; our 14-day promise does not restrict additional rights or refunds available from Stripe. You may use this cancellation wording: “To LH COLLECTION AS, ole@gospotlite.com: I cancel my purchase of the EXITPLAN preparation package. Order reference: [reference]. Ordered on: [date]. Name and address: [details]. Date: [date].” You may also cancel in any other clear statement. Refunds go to the original payment method; bank processing time varies. A full refund closes future download access. Stripe sends your payment receipt. EXITPLAN separately sends a delivery confirmation and private download link after verified payment. Download your files within seven days of payment. If delivery fails, contact us for replacement or refund. Pending unpaid orders expire after 24 hours. Your answers and PDFs are encrypted and deleted from our delivery system after the download period. The browser does not save answers in localStorage. Stripe receives payment and billing details, not worksheet answers. Supabase, Netlify and our transactional email provider process data to deliver the service. Accounting and refund records are retained for five years after the end of the accounting year; they do not contain your planning answers. Contact us to exercise privacy rights or complain to the Norwegian Data Protection Authority. Use a current browser and PDF reader. We validate that your text can be rendered before accepting payment. You are responsible for checking the facts and consulting a qualified adviser about applicable local law. Nothing here excludes rights or liabilities that cannot legally be excluded. Norwegian law applies subject to mandatory consumer protections in your country. You may bring a consumer claim before courts available under mandatory local law.